Hansford McDaniel - Workers' Compensation Attorneys

When your company’s insurer compensates you for your injury, this is a liability settlement. You are awarded the settlement with no argument about your accidental injury.

A non-liability settlement is more complex because your accidental injury will be in dispute during this process. Both liability and non-liability settlements will require an Atlanta workers’ compensation lawyer to make sure your paperwork is organized. They will ensure there are no errors and that all the necessary proof is evident, so your claim is undeniable.

The insurance company will initially review your claim. This investigation process will be straightforward if the reason for the injury is clear. Additionally, if there is enough supportive evidence, the insurer can’t contest that the injury occurred on the job. However, in a more complex situation where it is difficult to define how the injury occurred, the process can take longer. For example, you could have been injured because of poorly maintained machinery that wasn’t inspected. The insurance adjuster will have to work with other professionals to identify how it malfunctioned and caused your injuries.

If you slipped and fell on a slippery surface with no grips installed, that would be a much simpler insurance claim. Another issue is the type of injury and medical treatment required. If you simply needed pain medication, bandages, and a week off, you would get your claim much sooner. In comparison, if you have a permanent disability that prevents you from returning to your line of work, you would not only need additional benefits but would have to switch careers. You would need to wait a longer time to receive compensation from the insurance company to help facilitate this process.